Call reports 2017
LEGACY BANK — 2017
What LEGACY BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 303,047,000 | 301,017,000 | 310,608,000 | 314,430,000 |
| Total loans | 206,372,000 | 202,498,000 | 206,166,000 | 216,970,000 |
| Allowance for loan losses | 2,902,000 | 3,012,000 | 3,052,000 | 3,114,000 |
| Securities available for sale | 58,804,000 | 60,292,000 | 68,126,000 | 62,856,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 253,608,000 | 252,201,000 | 260,351,000 | 261,096,000 |
| Interest-bearing deposits | 199,343,000 | 197,814,000 | 201,803,000 | 200,798,000 |
| Noninterest-bearing deposits | 54,265,000 | 54,387,000 | 58,548,000 | 60,298,000 |
| Equity capital | 46,444,000 | 47,269,000 | 48,522,000 | 48,965,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 3,109,000 | 6,163,000 | 9,243,000 | 12,495,000 |
| Interest expense | 290,000 | 554,000 | 827,000 | 1,090,000 |
| Net interest income | 2,819,000 | 5,609,000 | 8,416,000 | 11,405,000 |
| Noninterest income | 238,000 | 453,000 | 673,000 | 908,000 |
| Noninterest expense | 1,453,000 | 3,072,000 | 4,619,000 | 6,225,000 |
| Provision for loan losses | 118,000 | 248,000 | 319,000 | 380,000 |
| Pretax income | 1,487,000 | 2,743,000 | 4,146,000 | 5,695,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,487,000 | 2,743,000 | 4,146,000 | 5,695,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 41,015,000 | 41,363,000 | 42,770,000 | 43,829,000 |
| Total capital | 43,917,000 | 44,373,000 | 45,807,000 | 46,943,000 |
| Risk-weighted assets | 237,620,000 | 240,816,000 | 242,913,000 | 256,382,000 |