Call reports 2016
LEGACY BANK — 2016
What LEGACY BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 293,563,000 | 294,436,000 | 305,270,000 | 308,724,000 |
| Total loans | 204,358,000 | 203,897,000 | 206,676,000 | 210,862,000 |
| Allowance for loan losses | 2,491,000 | 2,584,000 | 2,665,000 | 2,767,000 |
| Securities available for sale | 43,962,000 | 51,859,000 | 60,033,000 | 59,686,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 238,847,000 | 243,748,000 | 253,079,000 | 256,962,000 |
| Interest-bearing deposits | 189,775,000 | 198,083,000 | 202,763,000 | 202,090,000 |
| Noninterest-bearing deposits | 49,072,000 | 45,665,000 | 50,316,000 | 54,872,000 |
| Equity capital | 42,809,000 | 43,881,000 | 45,242,000 | 44,644,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 2,943,000 | 5,898,000 | 8,940,000 | 12,019,000 |
| Interest expense | 246,000 | 548,000 | 885,000 | 1,196,000 |
| Net interest income | 2,697,000 | 5,350,000 | 8,055,000 | 10,823,000 |
| Noninterest income | 36,000 | 259,000 | 518,000 | 765,000 |
| Noninterest expense | 1,508,000 | 3,037,000 | 4,556,000 | 6,106,000 |
| Provision for loan losses | 116,000 | 236,000 | 362,000 | 488,000 |
| Pretax income | 1,137,000 | 2,366,000 | 3,689,000 | 5,028,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,137,000 | 2,366,000 | 3,689,000 | 5,028,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 36,377,000 | 37,234,000 | 38,561,000 | 39,528,000 |
| Total capital | 38,868,000 | 39,818,000 | 41,226,000 | 42,295,000 |
| Risk-weighted assets | 230,876,000 | 234,796,000 | 233,668,000 | 237,572,000 |