Call reports 2015
LEGACY BANK — 2015
What LEGACY BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 262,154,000 | 267,325,000 | 281,650,000 | 285,949,000 |
| Total loans | 186,474,000 | 189,878,000 | 191,591,000 | 204,166,000 |
| Allowance for loan losses | 2,312,000 | 2,270,000 | 2,340,000 | 2,405,000 |
| Securities available for sale | 37,368,000 | 34,821,000 | 50,849,000 | 49,728,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 212,454,000 | 217,553,000 | 230,764,000 | 233,478,000 |
| Interest-bearing deposits | 171,056,000 | 175,094,000 | 182,583,000 | 182,205,000 |
| Noninterest-bearing deposits | 41,398,000 | 42,459,000 | 48,181,000 | 51,273,000 |
| Equity capital | 39,406,000 | 39,111,000 | 40,473,000 | 41,227,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 2,693,000 | 5,397,000 | 8,155,000 | 11,016,000 |
| Interest expense | 209,000 | 428,000 | 666,000 | 904,000 |
| Net interest income | 2,484,000 | 4,969,000 | 7,489,000 | 10,112,000 |
| Noninterest income | 65,000 | -154,000 | -71,000 | 90,000 |
| Noninterest expense | 1,494,000 | 3,084,000 | 4,610,000 | 5,928,000 |
| Provision for loan losses | 94,000 | 167,000 | 241,000 | 468,000 |
| Pretax income | 977,000 | 1,580,000 | 2,585,000 | 3,831,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 977,000 | 1,580,000 | 2,585,000 | 3,831,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,108,000 | 33,352,000 | 34,373,000 | 35,245,000 |
| Total capital | 35,420,000 | 35,622,000 | 36,713,000 | 37,650,000 |
| Risk-weighted assets | 212,031,000 | 220,535,000 | 223,207,000 | 229,066,000 |