Call reports 2014
LEGACY BANK — 2014
What LEGACY BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 242,761,000 | 249,701,000 | 253,900,000 | 261,959,000 |
| Total loans | 159,048,000 | 165,194,000 | 165,597,000 | 181,662,000 |
| Allowance for loan losses | 2,096,000 | 2,186,000 | 2,268,000 | 2,322,000 |
| Securities available for sale | 40,031,000 | 36,984,000 | 39,412,000 | 43,803,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 202,319,000 | 203,321,000 | 206,633,000 | 213,465,000 |
| Interest-bearing deposits | 166,795,000 | 168,584,000 | 168,593,000 | 171,511,000 |
| Noninterest-bearing deposits | 35,524,000 | 34,737,000 | 38,040,000 | 41,954,000 |
| Equity capital | 35,325,000 | 36,264,000 | 37,015,000 | 38,024,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 2,444,000 | 4,908,000 | 7,423,000 | 10,135,000 |
| Interest expense | 194,000 | 390,000 | 591,000 | 801,000 |
| Net interest income | 2,250,000 | 4,518,000 | 6,832,000 | 9,334,000 |
| Noninterest income | 107,000 | 336,000 | -316,000 | -87,000 |
| Noninterest expense | 1,679,000 | 3,402,000 | 4,455,000 | 5,884,000 |
| Provision for loan losses | 0 | 85,000 | 160,000 | 243,000 |
| Pretax income | 682,000 | 1,367,000 | 1,901,000 | 3,120,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 682,000 | 1,367,000 | 1,901,000 | 3,120,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,945,000 | 30,424,000 | 30,997,000 | 32,006,000 |
| Total capital | 32,041,000 | 32,610,000 | 33,265,000 | 34,328,000 |
| Risk-weighted assets | 182,577,000 | 188,360,000 | 189,680,000 | 197,045,000 |