Call reports 2013
LEGACY BANK — 2013
What LEGACY BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 249,887,000 | 246,150,000 | 253,620,000 | 246,874,000 |
| Total loans | 151,777,000 | 152,199,000 | 155,821,000 | 160,714,000 |
| Allowance for loan losses | 3,015,000 | 2,178,000 | 2,429,000 | 2,482,000 |
| Securities available for sale | 51,300,000 | 45,477,000 | 47,827,000 | 42,136,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 209,312,000 | 206,703,000 | 213,912,000 | 207,760,000 |
| Interest-bearing deposits | 174,075,000 | 171,817,000 | 175,962,000 | 172,877,000 |
| Noninterest-bearing deposits | 35,237,000 | 34,886,000 | 37,950,000 | 34,883,000 |
| Equity capital | 35,521,000 | 34,321,000 | 34,390,000 | 34,081,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 2,406,000 | 4,886,000 | 7,539,000 | 10,102,000 |
| Interest expense | 243,000 | 463,000 | 686,000 | 898,000 |
| Net interest income | 2,163,000 | 4,423,000 | 6,853,000 | 9,204,000 |
| Noninterest income | 240,000 | 469,000 | -96,000 | -168,000 |
| Noninterest expense | 1,737,000 | 3,684,000 | 4,844,000 | 6,173,000 |
| Provision for loan losses | 250,000 | 502,000 | 752,000 | 1,502,000 |
| Pretax income | 388,000 | 627,000 | 1,038,000 | 1,191,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 388,000 | 627,000 | 1,038,000 | 1,191,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,651,000 | 28,911,000 | 29,402,000 | 29,220,000 |
| Total capital | 30,923,000 | 31,089,000 | 31,679,000 | 31,532,000 |
| Risk-weighted assets | 181,024,000 | 181,172,000 | 182,028,000 | 184,805,000 |