Call reports 2012
LEGACY BANK — 2012
What LEGACY BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 259,292,000 | 256,778,000 | 248,140,000 | 249,536,000 |
| Total loans | 156,165,000 | 154,266,000 | 153,184,000 | 151,669,000 |
| Allowance for loan losses | 2,743,000 | 3,197,000 | 3,051,000 | 2,742,000 |
| Securities available for sale | 50,808,000 | 55,455,000 | 56,404,000 | 49,873,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 219,281,000 | 216,445,000 | 206,342,000 | 208,451,000 |
| Interest-bearing deposits | 188,504,000 | 184,626,000 | 173,408,000 | 171,895,000 |
| Noninterest-bearing deposits | 30,777,000 | 31,819,000 | 32,934,000 | 36,556,000 |
| Equity capital | 34,431,000 | 34,692,000 | 35,085,000 | 35,261,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 2,511,000 | 5,109,000 | 7,726,000 | 10,253,000 |
| Interest expense | 364,000 | 688,000 | 976,000 | 1,250,000 |
| Net interest income | 2,147,000 | 4,421,000 | 6,750,000 | 9,003,000 |
| Noninterest income | 232,000 | 410,000 | 333,000 | 126,000 |
| Noninterest expense | 1,685,000 | 3,333,000 | 5,047,000 | 6,687,000 |
| Provision for loan losses | 350,000 | 850,000 | 850,000 | 855,000 |
| Pretax income | 351,000 | 414,000 | 249,000 | 1,076,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 351,000 | 414,000 | 249,000 | 1,076,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,702,000 | 27,807,000 | 27,683,000 | 28,239,000 |
| Total capital | 30,006,000 | 30,116,000 | 29,979,000 | 30,519,000 |
| Risk-weighted assets | 183,841,000 | 183,814,000 | 182,937,000 | 181,964,000 |