Call reports 2011
LEGACY BANK — 2011
What LEGACY BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 244,122,000 | 248,272,000 | 253,398,000 | 252,442,000 |
| Total loans | 163,752,000 | 168,771,000 | 160,138,000 | 161,597,000 |
| Allowance for loan losses | 2,726,000 | 2,602,000 | 2,574,000 | 2,356,000 |
| Securities available for sale | 34,491,000 | 36,397,000 | 41,027,000 | 48,961,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 196,803,000 | 199,796,000 | 205,325,000 | 213,070,000 |
| Interest-bearing deposits | 173,341,000 | 174,143,000 | 176,255,000 | 183,213,000 |
| Noninterest-bearing deposits | 23,462,000 | 25,653,000 | 29,070,000 | 29,857,000 |
| Equity capital | 32,964,000 | 33,839,000 | 33,507,000 | 33,814,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 2,931,000 | 5,883,000 | 8,562,000 | 11,349,000 |
| Interest expense | 562,000 | 1,098,000 | 1,596,000 | 2,041,000 |
| Net interest income | 2,369,000 | 4,785,000 | 6,966,000 | 9,308,000 |
| Noninterest income | 217,000 | 457,000 | 483,000 | 436,000 |
| Noninterest expense | 1,521,000 | 3,145,000 | 4,634,000 | 6,116,000 |
| Provision for loan losses | 276,000 | 652,000 | 1,896,000 | 1,971,000 |
| Pretax income | 490,000 | 1,146,000 | 620,000 | 1,208,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 490,000 | 1,146,000 | 620,000 | 1,208,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,718,000 | 27,290,000 | 26,806,000 | 27,310,000 |
| Total capital | 28,884,000 | 29,603,000 | 29,084,000 | 29,616,000 |
| Risk-weighted assets | 172,758,000 | 184,726,000 | 181,969,000 | 184,433,000 |