Call reports 2010
LEGACY BANK — 2010
What LEGACY BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 247,350,000 | 250,637,000 | 251,156,000 | 241,515,000 |
| Total loans | 174,471,000 | 169,419,000 | 170,522,000 | 169,002,000 |
| Allowance for loan losses | 2,723,000 | 3,406,000 | 3,148,000 | 3,254,000 |
| Securities available for sale | 27,008,000 | 33,278,000 | 35,630,000 | 35,423,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 195,899,000 | 197,217,000 | 197,591,000 | 194,811,000 |
| Interest-bearing deposits | 173,431,000 | 175,961,000 | 176,069,000 | 169,458,000 |
| Noninterest-bearing deposits | 22,468,000 | 21,256,000 | 21,522,000 | 25,353,000 |
| Equity capital | 31,738,000 | 33,726,000 | 33,943,000 | 32,280,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 3,184,000 | 6,352,000 | 9,481,000 | 12,437,000 |
| Interest expense | 944,000 | 1,801,000 | 2,540,000 | 3,216,000 |
| Net interest income | 2,240,000 | 4,551,000 | 6,941,000 | 9,221,000 |
| Noninterest income | 362,000 | 774,000 | 741,000 | 795,000 |
| Noninterest expense | 1,650,000 | 3,368,000 | 5,080,000 | 6,692,000 |
| Provision for loan losses | 25,000 | 940,000 | 1,410,000 | 2,110,000 |
| Pretax income | 933,000 | 1,023,000 | 1,198,000 | 620,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 933,000 | 1,023,000 | 1,198,000 | 620,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,972,000 | 26,625,000 | 26,841,000 | 26,234,000 |
| Total capital | 27,418,000 | 28,884,000 | 29,060,000 | 28,484,000 |
| Risk-weighted assets | 195,408,000 | 179,546,000 | 176,575,000 | 178,963,000 |