Call reports 2009
LEGACY BANK — 2009
What LEGACY BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 206,015,000 | 201,376,000 | 211,242,000 | 250,906,000 |
| Total loans | 155,526,000 | 155,636,000 | 153,563,000 | 173,924,000 |
| Allowance for loan losses | 1,976,000 | 1,961,000 | 2,509,000 | 2,804,000 |
| Securities available for sale | 24,299,000 | 23,486,000 | 23,519,000 | 28,794,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 155,381,000 | 152,756,000 | 163,032,000 | 192,988,000 |
| Interest-bearing deposits | 138,060,000 | 137,152,000 | 143,792,000 | 173,213,000 |
| Noninterest-bearing deposits | 17,321,000 | 15,604,000 | 19,240,000 | 19,775,000 |
| Equity capital | 27,455,000 | 25,396,000 | 24,902,000 | 30,305,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 2,831,000 | 5,525,000 | 8,329,000 | 11,725,000 |
| Interest expense | 1,027,000 | 2,001,000 | 2,896,000 | 3,926,000 |
| Net interest income | 1,804,000 | 3,524,000 | 5,433,000 | 7,799,000 |
| Noninterest income | 182,000 | 371,000 | 541,000 | 3,010,000 |
| Noninterest expense | 1,248,000 | 2,600,000 | 3,977,000 | 5,883,000 |
| Provision for loan losses | 300,000 | 2,685,000 | 4,357,000 | 4,857,000 |
| Pretax income | 227,000 | -1,593,000 | -2,563,000 | -133,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 227,000 | -1,593,000 | -2,563,000 | -133,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,402,000 | 19,618,000 | 18,683,000 | 23,837,000 |
| Total capital | 23,378,000 | 21,579,000 | 20,771,000 | 26,252,000 |
| Risk-weighted assets | 168,377,000 | 168,259,000 | 166,649,000 | 192,833,000 |