Call reports 2007
LEGACY BANK — 2007
What LEGACY BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 139,212,000 | 134,873,000 | 178,636,000 | 174,703,000 |
| Total loans | 92,302,000 | 98,057,000 | 126,622,000 | 124,581,000 |
| Allowance for loan losses | 946,000 | 940,000 | 1,476,000 | 1,355,000 |
| Securities available for sale | 23,731,000 | 23,879,000 | 24,587,000 | 25,938,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 99,070,000 | 97,204,000 | 129,927,000 | 135,356,000 |
| Interest-bearing deposits | 93,687,000 | 90,960,000 | 112,931,000 | 115,939,000 |
| Noninterest-bearing deposits | 5,383,000 | 6,244,000 | 16,996,000 | 19,417,000 |
| Equity capital | 25,121,000 | 25,602,000 | 26,458,000 | 27,154,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 2,461,000 | 5,074,000 | 8,194,000 | 11,279,000 |
| Interest expense | 1,089,000 | 2,329,000 | 3,635,000 | 5,001,000 |
| Net interest income | 1,372,000 | 2,745,000 | 4,559,000 | 6,278,000 |
| Noninterest income | 38,000 | 178,000 | 342,000 | 524,000 |
| Noninterest expense | 771,000 | 1,595,000 | 2,587,000 | 3,718,000 |
| Provision for loan losses | 40,000 | 40,000 | 45,000 | 227,000 |
| Pretax income | 599,000 | 1,288,000 | 2,208,000 | 2,852,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 599,000 | 1,288,000 | 2,208,000 | 2,852,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,321,000 | 25,010,000 | 19,460,000 | 19,929,000 |
| Total capital | 25,267,000 | 25,950,000 | 20,936,000 | 21,284,000 |
| Risk-weighted assets | 104,889,000 | 109,934,000 | 138,403,000 | 135,763,000 |