Call reports 2006
LEGACY BANK — 2006
What LEGACY BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 112,829,000 | 112,342,000 | 118,196,000 | 121,135,000 |
| Total loans | 78,188,000 | 78,791,000 | 83,436,000 | 90,157,000 |
| Allowance for loan losses | 1,033,000 | 1,023,000 | 1,037,000 | 919,000 |
| Securities available for sale | 23,103,000 | 21,722,000 | 21,603,000 | 21,758,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 71,681,000 | 76,264,000 | 81,453,000 | 82,574,000 |
| Interest-bearing deposits | 66,874,000 | 70,569,000 | 74,110,000 | 75,164,000 |
| Noninterest-bearing deposits | 4,807,000 | 5,695,000 | 7,343,000 | 7,410,000 |
| Equity capital | 22,912,000 | 23,195,000 | 24,051,000 | 24,535,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,942,000 | 3,947,000 | 6,100,000 | 8,449,000 |
| Interest expense | 737,000 | 1,521,000 | 2,396,000 | 3,383,000 |
| Net interest income | 1,205,000 | 2,426,000 | 3,704,000 | 5,066,000 |
| Noninterest income | 78,000 | 185,000 | 242,000 | 329,000 |
| Noninterest expense | 728,000 | 1,463,000 | 2,189,000 | 3,028,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 555,000 | 1,150,000 | 1,759,000 | 2,369,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 555,000 | 1,150,000 | 1,759,000 | 2,369,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,328,000 | 22,922,000 | 23,321,000 | 23,722,000 |
| Total capital | 23,361,000 | 23,945,000 | 24,358,000 | 24,641,000 |
| Risk-weighted assets | 83,970,000 | 82,483,000 | 88,258,000 | 94,411,000 |