Call reports 2003
LEGACY BANK — 2003
What LEGACY BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 64,549,000 | 64,177,000 | 65,253,000 | 67,553,000 |
| Total loans | 36,542,000 | 34,644,000 | 37,334,000 | 35,796,000 |
| Allowance for loan losses | 1,220,000 | 1,208,000 | 1,189,000 | 1,186,000 |
| Securities available for sale | 22,196,000 | 26,150,000 | 25,930,000 | 27,868,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 39,462,000 | 38,041,000 | 39,323,000 | 41,430,000 |
| Interest-bearing deposits | 34,960,000 | 33,717,000 | 35,499,000 | 35,796,000 |
| Noninterest-bearing deposits | 4,502,000 | 4,324,000 | 3,824,000 | 5,634,000 |
| Equity capital | 18,198,000 | 19,222,000 | 18,928,000 | 19,287,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 1,093,000 | 2,036,000 | 3,037,000 | 4,021,000 |
| Interest expense | 329,000 | 626,000 | 907,000 | 1,179,000 |
| Net interest income | 764,000 | 1,410,000 | 2,130,000 | 2,842,000 |
| Noninterest income | 46,000 | 103,000 | 151,000 | 194,000 |
| Noninterest expense | 224,000 | 483,000 | 702,000 | 1,030,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 586,000 | 1,030,000 | 1,579,000 | 2,056,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 586,000 | 1,030,000 | 1,579,000 | 2,056,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,380,000 | 17,824,000 | 18,163,000 | 18,431,000 |
| Total capital | 17,867,000 | 18,376,000 | 18,750,000 | 19,000,000 |
| Risk-weighted assets | 38,193,000 | 42,775,000 | 45,619,000 | 44,148,000 |