Call reports 2002
LEGACY BANK — 2002
What LEGACY BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 62,918,000 | 66,261,000 | 65,375,000 | 64,421,000 |
| Total loans | 39,154,000 | 40,195,000 | 37,912,000 | 35,030,000 |
| Allowance for loan losses | 1,349,000 | 1,228,000 | 1,229,000 | 1,223,000 |
| Securities available for sale | 22,586,000 | 22,744,000 | 23,972,000 | 22,541,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 37,421,000 | 41,069,000 | 39,794,000 | 39,886,000 |
| Interest-bearing deposits | 34,479,000 | 37,977,000 | 36,556,000 | 35,915,000 |
| Noninterest-bearing deposits | 2,942,000 | 3,092,000 | 3,238,000 | 3,971,000 |
| Equity capital | 16,222,000 | 17,053,000 | 17,477,000 | 17,568,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,120,000 | 2,175,000 | 3,241,000 | 4,230,000 |
| Interest expense | 414,000 | 853,000 | 1,283,000 | 1,663,000 |
| Net interest income | 706,000 | 1,322,000 | 1,958,000 | 2,567,000 |
| Noninterest income | 48,000 | 94,000 | 129,000 | 198,000 |
| Noninterest expense | 195,000 | 432,000 | 666,000 | 914,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 584,000 | 1,009,000 | 1,453,000 | 1,851,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 584,000 | 1,009,000 | 1,453,000 | 1,851,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,947,000 | 16,372,000 | 16,607,000 | 16,794,000 |
| Total capital | 16,477,000 | 16,916,000 | 17,140,000 | 17,277,000 |
| Risk-weighted assets | 41,573,000 | 42,811,000 | 41,983,000 | 37,912,000 |