Call reports 2001
LEGACY BANK — 2001
What LEGACY BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 57,483,000 | 58,373,000 | 60,570,000 | 63,535,000 |
| Total loans | 31,885,000 | 33,179,000 | 34,179,000 | 37,653,000 |
| Allowance for loan losses | 1,226,000 | 1,244,000 | 1,304,000 | 1,302,000 |
| Securities available for sale | 22,962,000 | 23,432,000 | 23,514,000 | 23,152,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 34,386,000 | 34,871,000 | 36,033,000 | 39,512,000 |
| Interest-bearing deposits | 31,254,000 | 32,253,000 | 33,000,000 | 35,973,000 |
| Noninterest-bearing deposits | 3,132,000 | 2,618,000 | 3,033,000 | 3,539,000 |
| Equity capital | 14,865,000 | 15,061,000 | 16,193,000 | 15,853,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,202,000 | 2,372,000 | 3,619,000 | 4,739,000 |
| Interest expense | 520,000 | 1,028,000 | 1,507,000 | 1,971,000 |
| Net interest income | 682,000 | 1,344,000 | 2,112,000 | 2,768,000 |
| Noninterest income | 64,000 | 100,000 | 427,000 | 471,000 |
| Noninterest expense | 202,000 | 411,000 | 605,000 | 811,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 557,000 | 1,066,000 | 2,001,000 | 2,495,000 |
| Income tax | -62,000 | -62,000 | -62,000 | -62,000 |
| Net income | 619,000 | 1,128,000 | 2,063,000 | 2,557,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,273,000 | 14,573,000 | 15,507,000 | 15,393,000 |
| Total capital | 14,730,000 | 15,056,000 | 16,000,000 | 15,920,000 |
| Risk-weighted assets | 35,577,000 | 37,720,000 | 38,591,000 | 41,441,000 |