Call reports 2022
FIRST FEDERAL SAVINGS AND LOAN ASSOCIATION — 2022
What FIRST FEDERAL SAVINGS AND LOAN ASSOCIATION reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 83,642,000 | 84,061,000 | 82,164,000 | 81,201,000 |
| Total loans | 72,837,000 | 72,680,000 | 73,981,000 | 72,955,000 |
| Allowance for loan losses | 488,000 | 501,000 | 529,000 | 542,000 |
| Securities available for sale | 0 | 5,386,000 | 4,876,000 | 4,704,000 |
| Securities held to maturity | 102,000 | 97,000 | 93,000 | 89,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 48,992,000 | 48,243,000 | 47,593,000 | 45,043,000 |
| Interest-bearing deposits | 48,992,000 | 48,243,000 | 47,593,000 | 45,043,000 |
| Noninterest-bearing deposits | 0 | 0 | 0 | 0 |
| Equity capital | 18,250,000 | 18,430,000 | 18,466,000 | 18,831,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 696,000 | 1,398,000 | 2,164,000 | 2,984,000 |
| Interest expense | 104,000 | 205,000 | 306,000 | 420,000 |
| Net interest income | 592,000 | 1,193,000 | 1,858,000 | 2,564,000 |
| Noninterest income | 1,000 | -26,000 | -16,000 | -16,000 |
| Noninterest expense | 332,000 | 654,000 | 1,007,000 | 1,383,000 |
| Provision for loan losses | 0 | 13,000 | 41,000 | 41,000 |
| Pretax income | 261,000 | 500,000 | 794,000 | 1,124,000 |
| Income tax | 47,000 | 107,000 | 180,000 | 189,000 |
| Net income | 214,000 | 393,000 | 614,000 | 935,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,250,000 | 18,430,000 | 18,651,000 | 18,973,000 |