Call reports 2021
FIRST FEDERAL SAVINGS AND LOAN ASSOCIATION — 2021
What FIRST FEDERAL SAVINGS AND LOAN ASSOCIATION reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 89,264,000 | 90,787,000 | 88,368,000 | 88,950,000 |
| Total loans | 82,653,000 | 84,242,000 | 78,447,000 | 76,241,000 |
| Allowance for loan losses | 517,000 | 517,000 | 509,000 | 501,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 150,000 | 145,000 | 141,000 | 137,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 48,221,000 | 48,529,000 | 47,817,000 | 48,257,000 |
| Interest-bearing deposits | 48,221,000 | 48,529,000 | 47,817,000 | 48,257,000 |
| Noninterest-bearing deposits | 0 | 0 | 0 | 0 |
| Equity capital | 18,171,000 | 18,376,000 | 18,561,000 | 18,882,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 798,000 | 1,599,000 | 2,405,000 | 3,136,000 |
| Interest expense | 118,000 | 228,000 | 338,000 | 445,000 |
| Net interest income | 680,000 | 1,371,000 | 2,067,000 | 2,691,000 |
| Noninterest income | 0 | -7,000 | -6,000 | -1,000 |
| Noninterest expense | 422,000 | 821,000 | 1,233,000 | 1,526,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 258,000 | 543,000 | 828,000 | 1,164,000 |
| Income tax | 83,000 | 164,000 | 264,000 | 318,000 |
| Net income | 175,000 | 379,000 | 564,000 | 846,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,171,000 | 18,376,000 | 18,561,000 | 18,882,000 |