Call reports 2019
FIRST FEDERAL SAVINGS AND LOAN ASSOCIATION — 2019
What FIRST FEDERAL SAVINGS AND LOAN ASSOCIATION reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 80,589,000 | 86,215,000 | 82,909,000 | 83,257,000 |
| Total loans | 73,392,000 | 77,777,000 | 75,430,000 | 76,355,000 |
| Allowance for loan losses | 584,000 | 541,000 | 530,000 | 530,000 |
| Securities available for sale | 0 | 495,000 | 499,000 | 0 |
| Securities held to maturity | 237,000 | 230,000 | 174,000 | 171,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 47,879,000 | 48,160,000 | 46,978,000 | 46,415,000 |
| Interest-bearing deposits | 47,879,000 | 48,160,000 | 46,978,000 | 46,415,000 |
| Noninterest-bearing deposits | 0 | 0 | 0 | 0 |
| Equity capital | 18,146,000 | 18,275,000 | 18,437,000 | 18,580,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 852,000 | 1,676,000 | 2,533,000 | 3,357,000 |
| Interest expense | 205,000 | 430,000 | 664,000 | 881,000 |
| Net interest income | 647,000 | 1,246,000 | 1,869,000 | 2,476,000 |
| Noninterest income | 14,000 | 3,000 | 3,000 | -9,000 |
| Noninterest expense | 411,000 | 839,000 | 1,257,000 | 1,700,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 250,000 | 410,000 | 615,000 | 767,000 |
| Income tax | 52,000 | 85,000 | 128,000 | 160,000 |
| Net income | 198,000 | 325,000 | 487,000 | 607,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,146,000 | 18,275,000 | 18,437,000 | 18,580,000 |
| Total capital | 18,702,000 | 18,816,000 | 18,967,000 | 19,110,000 |
| Risk-weighted assets | 44,525,000 | 47,532,000 | 46,255,000 | 47,876,000 |