Call reports 2018
FIRST FEDERAL SAVINGS AND LOAN ASSOCIATION — 2018
What FIRST FEDERAL SAVINGS AND LOAN ASSOCIATION reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 75,145,000 | 75,348,000 | 76,898,000 | 78,474,000 |
| Total loans | 67,948,000 | 68,185,000 | 69,902,000 | 71,781,000 |
| Allowance for loan losses | 604,000 | 616,000 | 612,000 | 584,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 392,000 | 352,000 | 282,000 | 259,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 47,145,000 | 46,972,000 | 45,813,000 | 46,880,000 |
| Interest-bearing deposits | 47,145,000 | 46,972,000 | 45,813,000 | 46,880,000 |
| Noninterest-bearing deposits | 0 | 0 | 0 | 0 |
| Equity capital | 18,241,000 | 18,221,000 | 18,586,000 | 18,688,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 748,000 | 1,506,000 | 2,272,000 | 3,048,000 |
| Interest expense | 126,000 | 264,000 | 421,000 | 603,000 |
| Net interest income | 622,000 | 1,242,000 | 1,851,000 | 2,445,000 |
| Noninterest income | -8,000 | -18,000 | -22,000 | -54,000 |
| Noninterest expense | 460,000 | 1,058,000 | 1,513,000 | 1,982,000 |
| Provision for loan losses | 79,000 | 144,000 | 144,000 | 144,000 |
| Pretax income | 75,000 | 22,000 | 172,000 | 265,000 |
| Income tax | 13,000 | -19,000 | 13,000 | 33,000 |
| Net income | 62,000 | 41,000 | 159,000 | 232,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,241,000 | 18,221,000 | 18,586,000 | 18,688,000 |
| Total capital | 18,758,000 | 18,745,000 | 19,118,000 | 19,239,000 |
| Risk-weighted assets | 41,342,000 | 41,844,000 | 42,510,000 | 44,096,000 |