Call reports 2017
FIRST FEDERAL SAVINGS AND LOAN ASSOCIATION — 2017
What FIRST FEDERAL SAVINGS AND LOAN ASSOCIATION reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 66,529,000 | 70,307,000 | 71,204,000 | 73,125,000 |
| Total loans | 58,244,000 | 62,989,000 | 62,941,000 | 66,078,000 |
| Allowance for loan losses | 582,000 | 600,000 | 621,000 | 609,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 747,000 | 661,000 | 590,000 | 516,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 45,729,000 | 46,003,000 | 46,284,000 | 47,221,000 |
| Interest-bearing deposits | 45,729,000 | 46,003,000 | 46,284,000 | 47,221,000 |
| Noninterest-bearing deposits | 0 | 0 | 0 | 0 |
| Equity capital | 17,973,000 | 18,015,000 | 18,140,000 | 18,178,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 693,000 | 1,371,000 | 2,108,000 | 2,851,000 |
| Interest expense | 101,000 | 204,000 | 316,000 | 430,000 |
| Net interest income | 592,000 | 1,167,000 | 1,792,000 | 2,421,000 |
| Noninterest income | -57,000 | -120,000 | -106,000 | -93,000 |
| Noninterest expense | 425,000 | 856,000 | 1,308,000 | 1,760,000 |
| Provision for loan losses | 134,000 | 154,000 | 154,000 | 157,000 |
| Pretax income | -24,000 | 37,000 | 224,000 | 411,000 |
| Income tax | -8,000 | 13,000 | 76,000 | 124,000 |
| Net income | -16,000 | 24,000 | 148,000 | 287,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,973,000 | 18,015,000 | 18,140,000 | 18,178,000 |
| Total capital | 18,430,000 | 18,498,000 | 18,629,000 | 18,687,000 |
| Risk-weighted assets | 36,462,000 | 38,592,000 | 39,036,000 | 40,677,000 |