Call reports 2014
FIRST FEDERAL SAVINGS AND LOAN ASSOCIATION — 2014
What FIRST FEDERAL SAVINGS AND LOAN ASSOCIATION reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 81,785,000 | 80,230,000 | 79,002,000 | 75,944,000 |
| Total loans | 64,852,000 | 63,156,000 | 62,009,000 | 59,733,000 |
| Allowance for loan losses | 589,000 | 589,000 | 610,000 | 609,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 2,249,000 | 2,035,000 | 1,841,000 | 10,191,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 61,385,000 | 59,927,000 | 58,583,000 | 55,629,000 |
| Interest-bearing deposits | 61,385,000 | 59,927,000 | 58,583,000 | 55,629,000 |
| Noninterest-bearing deposits | 0 | 0 | 0 | 0 |
| Equity capital | 15,825,000 | 15,880,000 | 15,892,000 | 16,238,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 884,000 | 1,727,000 | 2,562,000 | 3,365,000 |
| Interest expense | 164,000 | 325,000 | 484,000 | 639,000 |
| Net interest income | 720,000 | 1,402,000 | 2,078,000 | 2,726,000 |
| Noninterest income | 14,000 | -7,000 | -35,000 | -8,000 |
| Noninterest expense | 505,000 | 1,053,000 | 1,627,000 | 2,085,000 |
| Provision for loan losses | 58,000 | 87,000 | 143,000 | 165,000 |
| Pretax income | 171,000 | 255,000 | 273,000 | 468,000 |
| Income tax | 59,000 | 88,000 | 94,000 | 160,000 |
| Net income | 112,000 | 167,000 | 179,000 | 308,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,825,000 | 15,880,000 | 15,892,000 | 16,238,000 |
| Total capital | 16,319,000 | 16,369,000 | 16,367,000 | 16,672,000 |
| Risk-weighted assets | 39,433,000 | 39,039,000 | 37,903,000 | 34,549,000 |