Call reports 2013
FIRST FEDERAL SAVINGS AND LOAN ASSOCIATION — 2013
What FIRST FEDERAL SAVINGS AND LOAN ASSOCIATION reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 93,182,000 | 85,668,000 | 85,512,000 | 82,900,000 |
| Total loans | 71,355,000 | 69,857,000 | 67,174,000 | 66,026,000 |
| Allowance for loan losses | 523,000 | 562,000 | 574,000 | 579,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 3,453,000 | 3,098,000 | 2,750,000 | 12,439,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 67,442,000 | 65,711,000 | 65,292,000 | 62,738,000 |
| Interest-bearing deposits | 67,442,000 | 65,711,000 | 65,292,000 | 62,738,000 |
| Noninterest-bearing deposits | 0 | 0 | 0 | 0 |
| Equity capital | 15,029,000 | 15,165,000 | 15,314,000 | 15,713,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 989,000 | 1,963,000 | 2,885,000 | 3,775,000 |
| Interest expense | 184,000 | 362,000 | 539,000 | 714,000 |
| Net interest income | 805,000 | 1,601,000 | 2,346,000 | 3,061,000 |
| Noninterest income | 81,000 | 53,000 | 76,000 | 80,000 |
| Noninterest expense | 537,000 | 1,008,000 | 1,499,000 | 1,985,000 |
| Provision for loan losses | 72,000 | 144,000 | 221,000 | 228,000 |
| Pretax income | 277,000 | 502,000 | 702,000 | 928,000 |
| Income tax | 94,000 | 199,000 | 267,000 | 344,000 |
| Net income | 183,000 | 303,000 | 435,000 | 584,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,029,000 | 15,165,000 | 15,314,000 | 15,713,000 |
| Total capital | 15,552,000 | 15,689,000 | 15,828,000 | 16,193,000 |
| Risk-weighted assets | 43,549,000 | 41,893,000 | 41,070,000 | 38,279,000 |