Call reports 2012
FIRST FEDERAL SAVINGS AND LOAN ASSOCIATION — 2012
What FIRST FEDERAL SAVINGS AND LOAN ASSOCIATION reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 99,025,000 | 98,159,000 | 97,918,000 | 97,238,000 |
| Total loans | 74,267,000 | 74,994,000 | 72,497,000 | 72,576,000 |
| Allowance for loan losses | 374,000 | 421,000 | 432,000 | 520,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 5,207,000 | 4,756,000 | 4,370,000 | 17,991,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 68,661,000 | 67,580,000 | 66,895,000 | 67,777,000 |
| Interest-bearing deposits | 68,661,000 | 67,580,000 | 66,895,000 | 67,777,000 |
| Noninterest-bearing deposits | 0 | 0 | 0 | 0 |
| Equity capital | 20,547,000 | 20,764,000 | 20,980,000 | 14,829,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,124,000 | 2,232,000 | 3,283,000 | 4,335,000 |
| Interest expense | 265,000 | 516,000 | 744,000 | 938,000 |
| Net interest income | 859,000 | 1,716,000 | 2,539,000 | 3,397,000 |
| Noninterest income | 82,000 | 130,000 | 196,000 | 234,000 |
| Noninterest expense | 552,000 | 1,109,000 | 1,660,000 | 2,214,000 |
| Provision for loan losses | 0 | 47,000 | 86,000 | 196,000 |
| Pretax income | 389,000 | 690,000 | 989,000 | 1,221,000 |
| Income tax | 132,000 | 235,000 | 337,000 | 416,000 |
| Net income | 257,000 | 455,000 | 652,000 | 805,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,547,000 | 20,764,000 | 20,980,000 | 14,829,000 |
| Total capital | 20,921,000 | 21,185,000 | 21,412,000 | 15,349,000 |
| Risk-weighted assets | 48,666,000 | 50,164,000 | 45,735,000 | 43,343,000 |