Call report 2022Q4
F & M BANK AND TRUST COMPANY — 2022Q4
The 22 measures F & M BANK AND TRUST COMPANY reported to the FFIEC for 2022Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 74,905,000 | USD | evidence → |
| Total loans | 49,233,000 | USD | evidence → |
| Allowance for loan losses | 540,000 | USD | evidence → |
| Securities available for sale | 6,607,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 71,953,000 | USD | evidence → |
| Interest-bearing deposits | 46,817,000 | USD | evidence → |
| Noninterest-bearing deposits | 25,136,000 | USD | evidence → |
| Equity capital | 2,832,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 2,726,000 | USD | evidence → |
| Interest expense | 183,000 | USD | evidence → |
| Net interest income | 2,543,000 | USD | evidence → |
| Noninterest income | 645,000 | USD | evidence → |
| Noninterest expense | 2,931,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 257,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 257,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 4,527,000 | USD | evidence → |
| Total capital | 5,067,000 | USD | evidence → |
| Risk-weighted assets | 61,078,000 | USD | evidence → |