Call report 2020Q4
F & M BANK AND TRUST COMPANY — 2020Q4
The 22 measures F & M BANK AND TRUST COMPANY reported to the FFIEC for 2020Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 77,591,000 | USD | evidence → |
| Total loans | 49,441,000 | USD | evidence → |
| Allowance for loan losses | 514,000 | USD | evidence → |
| Securities available for sale | 712,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 71,440,000 | USD | evidence → |
| Interest-bearing deposits | 50,247,000 | USD | evidence → |
| Noninterest-bearing deposits | 21,193,000 | USD | evidence → |
| Equity capital | 3,666,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,245,000 | USD | evidence → |
| Interest expense | 550,000 | USD | evidence → |
| Net interest income | 2,695,000 | USD | evidence → |
| Noninterest income | 647,000 | USD | evidence → |
| Noninterest expense | 3,071,000 | USD | evidence → |
| Provision for loan losses | 77,000 | USD | evidence → |
| Pretax income | 197,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 197,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 3,660,000 | USD | evidence → |
| Total capital | 4,174,000 | USD | evidence → |
| Risk-weighted assets | 49,115,000 | USD | evidence → |