Call report 2015Q4
F & M BANK AND TRUST COMPANY — 2015Q4
The 22 measures F & M BANK AND TRUST COMPANY reported to the FFIEC for 2015Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 78,702,000 | USD | evidence → |
| Total loans | 52,791,000 | USD | evidence → |
| Allowance for loan losses | 1,192,000 | USD | evidence → |
| Securities available for sale | 7,236,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 70,956,000 | USD | evidence → |
| Interest-bearing deposits | 61,475,000 | USD | evidence → |
| Noninterest-bearing deposits | 9,481,000 | USD | evidence → |
| Equity capital | 3,494,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,434,000 | USD | evidence → |
| Interest expense | 508,000 | USD | evidence → |
| Net interest income | 2,926,000 | USD | evidence → |
| Noninterest income | 696,000 | USD | evidence → |
| Noninterest expense | 4,045,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | -422,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | -422,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 3,547,000 | USD | evidence → |
| Total capital | 4,251,000 | USD | evidence → |
| Risk-weighted assets | 55,847,000 | USD | evidence → |