Call report 2011Q4
F & M BANK AND TRUST COMPANY — 2011Q4
The 22 measures F & M BANK AND TRUST COMPANY reported to the FFIEC for 2011Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 91,921,000 | USD | evidence → |
| Total loans | 59,059,000 | USD | evidence → |
| Allowance for loan losses | 1,890,000 | USD | evidence → |
| Securities available for sale | 6,195,000 | USD | evidence → |
| Securities held to maturity | 15,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 81,304,000 | USD | evidence → |
| Interest-bearing deposits | 73,151,000 | USD | evidence → |
| Noninterest-bearing deposits | 8,153,000 | USD | evidence → |
| Equity capital | 6,423,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 4,646,000 | USD | evidence → |
| Interest expense | 1,597,000 | USD | evidence → |
| Net interest income | 3,049,000 | USD | evidence → |
| Noninterest income | 711,000 | USD | evidence → |
| Noninterest expense | 4,907,000 | USD | evidence → |
| Provision for loan losses | 1,511,000 | USD | evidence → |
| Pretax income | -2,658,000 | USD | evidence → |
| Income tax | 9,000 | USD | evidence → |
| Net income | -2,667,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 6,403,000 | USD | evidence → |
| Total capital | 7,291,000 | USD | evidence → |
| Risk-weighted assets | 70,047,000 | USD | evidence → |