Call report 2008Q4
F & M BANK AND TRUST COMPANY — 2008Q4
The 22 measures F & M BANK AND TRUST COMPANY reported to the FFIEC for 2008Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 102,687,000 | USD | evidence → |
| Total loans | 76,481,000 | USD | evidence → |
| Allowance for loan losses | 1,496,000 | USD | evidence → |
| Securities available for sale | 7,714,000 | USD | evidence → |
| Securities held to maturity | 55,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 79,684,000 | USD | evidence → |
| Interest-bearing deposits | 7,157,000 | USD | evidence → |
| Noninterest-bearing deposits | 72,527,000 | USD | evidence → |
| Equity capital | 14,859,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 7,068,000 | USD | evidence → |
| Interest expense | 2,709,000 | USD | evidence → |
| Net interest income | 4,359,000 | USD | evidence → |
| Noninterest income | 853,000 | USD | evidence → |
| Noninterest expense | 4,073,000 | USD | evidence → |
| Provision for loan losses | 1,077,000 | USD | evidence → |
| Pretax income | 65,000 | USD | evidence → |
| Income tax | 60,000 | USD | evidence → |
| Net income | 5,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 14,878,000 | USD | evidence → |
| Total capital | 15,965,000 | USD | evidence → |
| Risk-weighted assets | 86,518,000 | USD | evidence → |