Call report 2007Q2
F & M BANK AND TRUST COMPANY — 2007Q2
The 22 measures F & M BANK AND TRUST COMPANY reported to the FFIEC for 2007Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 92,293,000 | USD | evidence → |
| Total loans | 72,593,000 | USD | evidence → |
| Allowance for loan losses | 1,311,000 | USD | evidence → |
| Securities available for sale | 7,998,000 | USD | evidence → |
| Securities held to maturity | 60,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 67,366,000 | USD | evidence → |
| Interest-bearing deposits | 59,564,000 | USD | evidence → |
| Noninterest-bearing deposits | 7,802,000 | USD | evidence → |
| Equity capital | 14,958,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,714,000 | USD | evidence → |
| Interest expense | 1,331,000 | USD | evidence → |
| Net interest income | 2,383,000 | USD | evidence → |
| Noninterest income | 674,000 | USD | evidence → |
| Noninterest expense | 1,856,000 | USD | evidence → |
| Provision for loan losses | 266,000 | USD | evidence → |
| Pretax income | 935,000 | USD | evidence → |
| Income tax | 306,000 | USD | evidence → |
| Net income | 629,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 15,119,000 | USD | evidence → |
| Total capital | 16,125,000 | USD | evidence → |
| Risk-weighted assets | 80,199,000 | USD | evidence → |