Call report 2005Q4
F & M BANK AND TRUST COMPANY — 2005Q4
The 22 measures F & M BANK AND TRUST COMPANY reported to the FFIEC for 2005Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 76,273,000 | USD | evidence → |
| Total loans | 54,321,000 | USD | evidence → |
| Allowance for loan losses | 851,000 | USD | evidence → |
| Securities available for sale | 9,166,000 | USD | evidence → |
| Securities held to maturity | 182,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 61,759,000 | USD | evidence → |
| Interest-bearing deposits | 43,869,000 | USD | evidence → |
| Noninterest-bearing deposits | 17,889,000 | USD | evidence → |
| Equity capital | 8,620,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 5,248,000 | USD | evidence → |
| Interest expense | 1,324,000 | USD | evidence → |
| Net interest income | 3,924,000 | USD | evidence → |
| Noninterest income | 994,000 | USD | evidence → |
| Noninterest expense | 3,280,000 | USD | evidence → |
| Provision for loan losses | 282,000 | USD | evidence → |
| Pretax income | 1,361,000 | USD | evidence → |
| Income tax | 431,000 | USD | evidence → |
| Net income | 930,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 8,710,000 | USD | evidence → |
| Total capital | 9,445,000 | USD | evidence → |
| Risk-weighted assets | 58,648,000 | USD | evidence → |