Call reports 2023
FARMERS NATIONAL BANK OF LEBANON, THE — 2023
What FARMERS NATIONAL BANK OF LEBANON, THE reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 119,489,000 | 122,013,000 | 125,473,000 | 124,734,000 |
| Total loans | 63,750,000 | 67,703,000 | 72,221,000 | 75,152,000 |
| Allowance for loan losses | 854,000 | 868,000 | 920,000 | 958,000 |
| Securities available for sale | 41,469,000 | 40,477,000 | 38,702,000 | 39,066,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 108,471,000 | 110,513,000 | 114,709,000 | 112,753,000 |
| Interest-bearing deposits | 70,123,000 | 73,397,000 | 75,181,000 | 74,054,000 |
| Noninterest-bearing deposits | 38,348,000 | 37,116,000 | 39,528,000 | 38,699,000 |
| Equity capital | 10,345,000 | 10,776,000 | 10,135,000 | 11,483,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 1,171,000 | 2,474,000 | 3,883,000 | 5,349,000 |
| Interest expense | 187,000 | 431,000 | 751,000 | 1,113,000 |
| Net interest income | 984,000 | 2,043,000 | 3,132,000 | 4,236,000 |
| Noninterest income | 185,000 | 366,000 | 553,000 | 734,000 |
| Noninterest expense | 829,000 | 1,648,000 | 2,509,000 | 3,455,000 |
| Provision for loan losses | 0 | 0 | 192,000 | 235,000 |
| Pretax income | 326,000 | 734,000 | 963,000 | 1,264,000 |
| Income tax | 72,000 | 171,000 | 215,000 | 278,000 |
| Net income | 254,000 | 563,000 | 748,000 | 986,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,316,000 | 13,592,000 | 13,749,000 | 14,357,000 |