Call reports 2022
FARMERS NATIONAL BANK OF LEBANON, THE — 2022
What FARMERS NATIONAL BANK OF LEBANON, THE reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 122,410,000 | 119,764,000 | 120,253,000 | 117,948,000 |
| Total loans | 58,754,000 | 62,012,000 | 62,443,000 | 64,795,000 |
| Allowance for loan losses | 822,000 | 818,000 | 842,000 | 843,000 |
| Securities available for sale | 48,631,000 | 47,632,000 | 45,283,000 | 43,773,000 |
| Securities held to maturity | 5,000 | 3,000 | 1,000 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 110,340,000 | 109,640,000 | 110,237,000 | 107,607,000 |
| Interest-bearing deposits | 67,938,000 | 67,896,000 | 66,011,000 | 68,662,000 |
| Noninterest-bearing deposits | 42,402,000 | 41,744,000 | 44,226,000 | 38,945,000 |
| Equity capital | 11,468,000 | 9,580,000 | 9,404,000 | 9,816,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 931,000 | 1,940,000 | 2,984,000 | 4,087,000 |
| Interest expense | 79,000 | 156,000 | 233,000 | 337,000 |
| Net interest income | 852,000 | 1,784,000 | 2,751,000 | 3,750,000 |
| Noninterest income | 159,000 | 334,000 | 506,000 | 702,000 |
| Noninterest expense | 852,000 | 1,658,000 | 2,483,000 | 3,347,000 |
| Provision for loan losses | 0 | 10,000 | 34,000 | 34,000 |
| Pretax income | 159,000 | 450,000 | 740,000 | 1,071,000 |
| Income tax | 25,000 | -56,000 | 5,000 | 79,000 |
| Net income | 134,000 | 506,000 | 735,000 | 992,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,724,000 | 12,568,000 | 12,662,000 | 12,970,000 |