Call reports 2021
FARMERS NATIONAL BANK OF LEBANON, THE — 2021
What FARMERS NATIONAL BANK OF LEBANON, THE reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 118,636,000 | 119,103,000 | 119,496,000 | 119,892,000 |
| Total loans | 53,030,000 | 53,883,000 | 53,076,000 | 57,782,000 |
| Allowance for loan losses | 834,000 | 831,000 | 823,000 | 821,000 |
| Securities available for sale | 53,274,000 | 57,141,000 | 54,587,000 | 52,083,000 |
| Securities held to maturity | 19,000 | 15,000 | 11,000 | 8,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 105,527,000 | 105,118,000 | 105,423,000 | 106,101,000 |
| Interest-bearing deposits | 64,397,000 | 65,698,000 | 65,290,000 | 65,610,000 |
| Noninterest-bearing deposits | 41,130,000 | 39,420,000 | 40,133,000 | 40,491,000 |
| Equity capital | 12,498,000 | 13,309,000 | 13,478,000 | 13,172,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,219,000 | 2,380,000 | 3,257,000 | 4,170,000 |
| Interest expense | 86,000 | 170,000 | 256,000 | 339,000 |
| Net interest income | 1,133,000 | 2,210,000 | 3,001,000 | 3,831,000 |
| Noninterest income | 144,000 | 294,000 | 462,000 | 630,000 |
| Noninterest expense | 823,000 | 1,631,000 | 2,465,000 | 3,377,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 454,000 | 873,000 | 998,000 | 1,084,000 |
| Income tax | 103,000 | 192,000 | 205,000 | 215,000 |
| Net income | 351,000 | 681,000 | 793,000 | 869,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,865,000 | 13,347,000 | 14,212,000 | 13,658,000 |
| Total capital | 13,528,000 | 14,020,000 | — | — |
| Risk-weighted assets | 73,289,000 | 71,872,000 | — | — |