Call reports 2020
FARMERS NATIONAL BANK OF LEBANON, THE — 2020
What FARMERS NATIONAL BANK OF LEBANON, THE reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 98,549,000 | 109,450,000 | 112,369,000 | 113,819,000 |
| Total loans | 53,607,000 | 56,804,000 | 55,967,000 | 53,829,000 |
| Allowance for loan losses | 832,000 | 833,000 | 834,000 | 834,000 |
| Securities available for sale | 33,872,000 | 39,144,000 | 39,643,000 | 43,811,000 |
| Securities held to maturity | 43,000 | 36,000 | 29,000 | 25,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 86,131,000 | 96,504,000 | 99,120,000 | 100,480,000 |
| Interest-bearing deposits | 59,235,000 | 61,696,000 | 63,669,000 | 62,592,000 |
| Noninterest-bearing deposits | 26,896,000 | 34,808,000 | 35,451,000 | 37,888,000 |
| Equity capital | 12,002,000 | 12,415,000 | 12,686,000 | 12,860,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 956,000 | 2,057,000 | 2,960,000 | 3,866,000 |
| Interest expense | 87,000 | 178,000 | 273,000 | 365,000 |
| Net interest income | 869,000 | 1,879,000 | 2,687,000 | 3,501,000 |
| Noninterest income | 135,000 | 269,000 | 414,000 | 558,000 |
| Noninterest expense | 720,000 | 1,514,000 | 2,328,000 | 3,093,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 287,000 | 638,000 | 777,000 | 970,000 |
| Income tax | 53,000 | 118,000 | 133,000 | 158,000 |
| Net income | 234,000 | 520,000 | 644,000 | 812,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,264,000 | 12,549,000 | 12,674,000 | 12,740,000 |
| Total capital | 12,934,000 | 13,259,000 | 13,479,000 | 13,546,000 |
| Risk-weighted assets | 67,147,000 | 72,534,000 | 70,364,000 | 68,446,000 |