Call reports 2019
FARMERS NATIONAL BANK OF LEBANON, THE — 2019
What FARMERS NATIONAL BANK OF LEBANON, THE reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 103,756,000 | 101,606,000 | 100,347,000 | 101,275,000 |
| Total loans | 51,889,000 | 50,701,000 | 51,276,000 | 52,820,000 |
| Allowance for loan losses | 819,000 | 833,000 | 837,000 | 843,000 |
| Securities available for sale | 33,044,000 | 36,199,000 | 37,687,000 | 35,585,000 |
| Securities held to maturity | 75,000 | 65,000 | 58,000 | 50,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 92,960,000 | 90,055,000 | 88,443,000 | 89,252,000 |
| Interest-bearing deposits | 60,347,000 | 60,917,000 | 59,397,000 | 61,076,000 |
| Noninterest-bearing deposits | 32,613,000 | 29,138,000 | 29,046,000 | 28,176,000 |
| Equity capital | 10,566,000 | 11,197,000 | 11,426,000 | 11,552,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 969,000 | 1,976,000 | 2,969,000 | 3,950,000 |
| Interest expense | 86,000 | 174,000 | 263,000 | 352,000 |
| Net interest income | 883,000 | 1,802,000 | 2,706,000 | 3,598,000 |
| Noninterest income | 133,000 | 287,000 | 439,000 | 576,000 |
| Noninterest expense | 917,000 | 1,655,000 | 2,412,000 | 3,200,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 99,000 | 434,000 | 744,000 | 985,000 |
| Income tax | -21,000 | 38,000 | 127,000 | 170,000 |
| Net income | 120,000 | 396,000 | 617,000 | 815,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,420,000 | 11,697,000 | 11,952,000 | 12,029,000 |
| Total capital | 12,069,000 | 12,320,000 | 12,576,000 | 12,681,000 |
| Risk-weighted assets | 66,539,000 | 65,620,000 | 65,411,000 | 66,661,000 |