Call reports 2018
FARMERS NATIONAL BANK OF LEBANON, THE — 2018
What FARMERS NATIONAL BANK OF LEBANON, THE reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 100,299,000 | 102,315,000 | 100,931,000 | 101,930,000 |
| Total loans | 49,289,000 | 51,388,000 | 52,515,000 | 53,251,000 |
| Allowance for loan losses | 757,000 | 769,000 | 761,000 | 827,000 |
| Securities available for sale | 35,928,000 | 39,116,000 | 36,135,000 | 34,604,000 |
| Securities held to maturity | 118,000 | 108,000 | 95,000 | 85,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 89,531,000 | 91,618,000 | 90,381,000 | 91,560,000 |
| Interest-bearing deposits | 63,443,000 | 62,995,000 | 61,511,000 | 60,151,000 |
| Noninterest-bearing deposits | 26,088,000 | 28,623,000 | 28,870,000 | 31,409,000 |
| Equity capital | 10,309,000 | 10,212,000 | 10,263,000 | 10,195,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 923,000 | 1,871,000 | 2,848,000 | 3,885,000 |
| Interest expense | 94,000 | 188,000 | 277,000 | 365,000 |
| Net interest income | 829,000 | 1,683,000 | 2,571,000 | 3,520,000 |
| Noninterest income | 208,000 | 358,000 | 514,000 | 653,000 |
| Noninterest expense | 848,000 | 1,668,000 | 2,625,000 | 3,851,000 |
| Provision for loan losses | 0 | 140,000 | 140,000 | 140,000 |
| Pretax income | 189,000 | 233,000 | 318,000 | 179,000 |
| Income tax | 26,000 | 40,000 | 40,000 | -15,000 |
| Net income | 163,000 | 193,000 | 278,000 | 194,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,438,000 | 11,469,000 | 11,554,000 | 11,335,000 |
| Total capital | 12,054,000 | 12,111,000 | 12,210,000 | 12,001,000 |
| Risk-weighted assets | 64,100,000 | 67,932,000 | 68,141,000 | 68,605,000 |