Call reports 2016
FARMERS NATIONAL BANK OF LEBANON, THE — 2016
What FARMERS NATIONAL BANK OF LEBANON, THE reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 103,443,000 | 102,700,000 | 102,720,000 | 101,942,000 |
| Total loans | 50,211,000 | 47,942,000 | 47,469,000 | 47,738,000 |
| Allowance for loan losses | 2,214,000 | 740,000 | 734,000 | 733,000 |
| Securities available for sale | 39,545,000 | 42,441,000 | 42,893,000 | 41,714,000 |
| Securities held to maturity | 1,246,000 | 1,227,000 | 212,000 | 192,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 92,326,000 | 91,243,000 | 91,150,000 | 91,368,000 |
| Interest-bearing deposits | 67,068,000 | 65,712,000 | 65,813,000 | 66,041,000 |
| Noninterest-bearing deposits | 25,258,000 | 25,531,000 | 25,337,000 | 25,327,000 |
| Equity capital | 10,436,000 | 10,748,000 | 10,834,000 | 10,094,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 949,000 | 1,881,000 | 2,810,000 | 3,732,000 |
| Interest expense | 111,000 | 219,000 | 326,000 | 431,000 |
| Net interest income | 838,000 | 1,662,000 | 2,484,000 | 3,301,000 |
| Noninterest income | 124,000 | 256,000 | 389,000 | 518,000 |
| Noninterest expense | 855,000 | 1,678,000 | 2,509,000 | 3,339,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 221,000 | 358,000 | 487,000 | 603,000 |
| Income tax | 51,000 | 74,000 | 92,000 | 116,000 |
| Net income | 170,000 | 284,000 | 395,000 | 487,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,229,000 | 10,444,000 | 10,542,000 | 10,263,000 |
| Total capital | 10,836,000 | 11,043,000 | 11,135,000 | 10,860,000 |
| Risk-weighted assets | 63,705,000 | 61,198,000 | 60,296,000 | 61,867,000 |