Call reports 2015
FARMERS NATIONAL BANK OF LEBANON, THE — 2015
What FARMERS NATIONAL BANK OF LEBANON, THE reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 102,927,000 | 105,876,000 | 102,134,000 | 102,864,000 |
| Total loans | 47,180,000 | 47,949,000 | 49,031,000 | 51,387,000 |
| Allowance for loan losses | 660,000 | 633,000 | 660,000 | 2,226,000 |
| Securities available for sale | 40,167,000 | 40,525,000 | 38,938,000 | 36,823,000 |
| Securities held to maturity | 1,338,000 | 1,316,000 | 1,293,000 | 1,270,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 90,666,000 | 93,798,000 | 89,905,000 | 91,941,000 |
| Interest-bearing deposits | 67,765,000 | 69,795,000 | 67,181,000 | 66,259,000 |
| Noninterest-bearing deposits | 22,901,000 | 24,003,000 | 22,724,000 | 25,682,000 |
| Equity capital | 11,375,000 | 11,204,000 | 11,403,000 | 10,294,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 900,000 | 1,821,000 | 2,766,000 | 3,735,000 |
| Interest expense | 125,000 | 245,000 | 365,000 | 479,000 |
| Net interest income | 775,000 | 1,576,000 | 2,401,000 | 3,256,000 |
| Noninterest income | 118,000 | 251,000 | 387,000 | 335,000 |
| Noninterest expense | 759,000 | 1,608,000 | 2,533,000 | 3,467,000 |
| Provision for loan losses | 0 | 0 | 0 | 1,400,000 |
| Pretax income | 282,000 | 367,000 | 402,000 | -1,128,000 |
| Income tax | 79,000 | 69,000 | 56,000 | -496,000 |
| Net income | 203,000 | 298,000 | 346,000 | -632,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,568,000 | 11,204,000 | 11,711,000 | 10,549,000 |
| Total capital | 12,157,000 | 11,800,000 | 12,324,000 | 11,196,000 |
| Risk-weighted assets | 62,082,000 | 62,355,000 | 62,513,000 | 64,921,000 |