Call reports 2014
FARMERS NATIONAL BANK OF LEBANON, THE — 2014
What FARMERS NATIONAL BANK OF LEBANON, THE reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 101,073,000 | 101,518,000 | 102,097,000 | 102,467,000 |
| Total loans | 48,754,000 | 50,398,000 | 49,315,000 | 47,757,000 |
| Allowance for loan losses | 819,000 | 820,000 | 811,000 | 717,000 |
| Securities available for sale | 35,222,000 | 36,410,000 | 36,734,000 | 37,780,000 |
| Securities held to maturity | 1,428,000 | 1,403,000 | 1,380,000 | 1,360,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 89,262,000 | 89,550,000 | 89,935,000 | 90,443,000 |
| Interest-bearing deposits | 67,833,000 | 67,181,000 | 67,816,000 | 66,208,000 |
| Noninterest-bearing deposits | 21,429,000 | 22,369,000 | 22,119,000 | 24,235,000 |
| Equity capital | 10,796,000 | 10,943,000 | 11,106,000 | 11,176,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 958,000 | 1,920,000 | 2,907,000 | 3,920,000 |
| Interest expense | 136,000 | 271,000 | 405,000 | 542,000 |
| Net interest income | 822,000 | 1,649,000 | 2,502,000 | 3,378,000 |
| Noninterest income | 108,000 | 241,000 | 375,000 | 504,000 |
| Noninterest expense | 762,000 | 1,564,000 | 2,366,000 | 3,231,000 |
| Provision for loan losses | 0 | 0 | 0 | 150,000 |
| Pretax income | 168,000 | 326,000 | 511,000 | 684,000 |
| Income tax | 23,000 | 44,000 | 70,000 | 108,000 |
| Net income | 145,000 | 282,000 | 441,000 | 576,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,028,000 | 11,166,000 | 11,323,000 | 11,340,000 |
| Total capital | 11,637,000 | 11,796,000 | 11,939,000 | 11,961,000 |
| Risk-weighted assets | 62,401,000 | 63,669,000 | 62,848,000 | 61,901,000 |