Call reports 2013
FARMERS NATIONAL BANK OF LEBANON, THE — 2013
What FARMERS NATIONAL BANK OF LEBANON, THE reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 99,573,000 | 99,388,000 | 98,120,000 | 99,389,000 |
| Total loans | 51,051,000 | 49,851,000 | 49,899,000 | 48,942,000 |
| Allowance for loan losses | 841,000 | 846,000 | 841,000 | 821,000 |
| Securities available for sale | 29,951,000 | 29,921,000 | 33,192,000 | 32,314,000 |
| Securities held to maturity | 0 | 0 | 1,477,000 | 1,454,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 86,760,000 | 87,160,000 | 86,141,000 | 87,619,000 |
| Interest-bearing deposits | 67,054,000 | 67,433,000 | 66,691,000 | 66,399,000 |
| Noninterest-bearing deposits | 19,706,000 | 19,727,000 | 19,450,000 | 21,220,000 |
| Equity capital | 11,238,000 | 10,916,000 | 10,737,000 | 10,700,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 963,000 | 1,916,000 | 2,886,000 | 3,871,000 |
| Interest expense | 165,000 | 326,000 | 474,000 | 617,000 |
| Net interest income | 798,000 | 1,590,000 | 2,412,000 | 3,254,000 |
| Noninterest income | 250,000 | 376,000 | 505,000 | 631,000 |
| Noninterest expense | 973,000 | 1,775,000 | 2,603,000 | 3,442,000 |
| Provision for loan losses | 50,000 | 50,000 | 50,000 | 50,000 |
| Pretax income | 133,000 | 249,000 | 379,000 | 508,000 |
| Income tax | -4,000 | 0 | 13,000 | 25,000 |
| Net income | 137,000 | 249,000 | 366,000 | 483,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,690,000 | 10,804,000 | 10,919,000 | 10,914,000 |
| Total capital | 11,328,000 | 11,427,000 | 11,557,000 | 11,526,000 |
| Risk-weighted assets | 64,268,000 | 64,073,000 | 63,236,000 | 62,767,000 |