Call reports 2012
FARMERS NATIONAL BANK OF LEBANON, THE — 2012
What FARMERS NATIONAL BANK OF LEBANON, THE reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 97,459,000 | 96,564,000 | 94,266,000 | 94,506,000 |
| Total loans | 53,622,000 | 49,776,000 | 47,969,000 | 48,879,000 |
| Allowance for loan losses | 810,000 | 803,000 | 741,000 | 790,000 |
| Securities available for sale | 26,510,000 | 26,971,000 | 28,356,000 | 29,093,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 84,141,000 | 83,175,000 | 80,839,000 | 81,594,000 |
| Interest-bearing deposits | 65,915,000 | 64,578,000 | 63,667,000 | 64,334,000 |
| Noninterest-bearing deposits | 18,226,000 | 18,597,000 | 17,172,000 | 17,260,000 |
| Equity capital | 10,387,000 | 10,667,000 | 10,822,000 | 10,700,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,062,000 | 2,095,000 | 3,125,000 | 4,104,000 |
| Interest expense | 229,000 | 442,000 | 639,000 | 815,000 |
| Net interest income | 833,000 | 1,653,000 | 2,486,000 | 3,289,000 |
| Noninterest income | 139,000 | 266,000 | 395,000 | 479,000 |
| Noninterest expense | 859,000 | 1,659,000 | 2,504,000 | 3,337,000 |
| Provision for loan losses | 129,000 | 129,000 | 129,000 | 129,000 |
| Pretax income | -16,000 | 131,000 | 248,000 | 302,000 |
| Income tax | -6,000 | -43,000 | -16,000 | -53,000 |
| Net income | -10,000 | 174,000 | 264,000 | 355,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,290,000 | 10,473,000 | 10,562,000 | 10,533,000 |
| Total capital | 11,099,000 | 11,095,000 | 11,162,000 | 11,144,000 |
| Risk-weighted assets | 64,894,000 | 61,813,000 | 60,052,000 | 60,860,000 |