Call reports 2010
FARMERS NATIONAL BANK OF LEBANON, THE — 2010
What FARMERS NATIONAL BANK OF LEBANON, THE reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 101,032,000 | 99,497,000 | 99,985,000 | 95,414,000 |
| Total loans | 54,493,000 | 53,955,000 | 55,962,000 | 57,208,000 |
| Allowance for loan losses | 797,000 | 767,000 | 778,000 | 839,000 |
| Securities available for sale | 34,445,000 | 32,224,000 | 34,891,000 | 28,664,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 85,447,000 | 83,891,000 | 82,507,000 | 81,485,000 |
| Interest-bearing deposits | 68,253,000 | 68,726,000 | 68,857,000 | 65,862,000 |
| Noninterest-bearing deposits | 17,194,000 | 15,165,000 | 13,650,000 | 15,623,000 |
| Equity capital | 10,919,000 | 11,118,000 | 11,419,000 | 9,811,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,129,000 | 2,274,000 | 3,406,000 | 4,536,000 |
| Interest expense | 365,000 | 719,000 | 1,068,000 | 1,396,000 |
| Net interest income | 764,000 | 1,555,000 | 2,338,000 | 3,140,000 |
| Noninterest income | 117,000 | 232,000 | 367,000 | 514,000 |
| Noninterest expense | 792,000 | 1,621,000 | 2,385,000 | 3,576,000 |
| Provision for loan losses | 0 | 0 | 0 | 100,000 |
| Pretax income | 89,000 | 432,000 | 586,000 | 244,000 |
| Income tax | -98,000 | -5,000 | -13,000 | -144,000 |
| Net income | 187,000 | 437,000 | 599,000 | 388,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,003,000 | 11,251,000 | 11,415,000 | 10,102,000 |
| Total capital | 11,800,000 | 12,007,000 | 12,193,000 | 10,926,000 |
| Risk-weighted assets | 63,105,000 | 60,475,000 | 66,301,000 | 65,974,000 |