Call reports 2002
FARMERS NATIONAL BANK OF LEBANON, THE — 2002
What FARMERS NATIONAL BANK OF LEBANON, THE reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 89,246,000 | 92,522,000 | 96,781,000 | 96,781,000 |
| Total loans | 29,220,000 | 29,904,000 | 33,319,000 | 33,866,000 |
| Allowance for loan losses | 238,000 | 246,000 | 284,000 | 274,000 |
| Securities available for sale | 7,852,000 | 11,095,000 | 3,012,000 | 1,869,000 |
| Securities held to maturity | 43,275,000 | 40,890,000 | 38,362,000 | 52,673,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 72,234,000 | 75,252,000 | 79,198,000 | 80,161,000 |
| Interest-bearing deposits | 61,822,000 | 63,090,000 | 67,584,000 | 67,911,000 |
| Noninterest-bearing deposits | 10,412,000 | 12,162,000 | 11,614,000 | 12,250,000 |
| Equity capital | 7,790,000 | 8,196,000 | 8,397,000 | 8,345,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,350,000 | 2,647,000 | 3,945,000 | 5,205,000 |
| Interest expense | 619,000 | 1,208,000 | 1,803,000 | 2,394,000 |
| Net interest income | 731,000 | 1,439,000 | 2,142,000 | 2,811,000 |
| Noninterest income | 77,000 | 151,000 | 227,000 | 350,000 |
| Noninterest expense | 554,000 | 1,020,000 | 1,574,000 | 2,374,000 |
| Provision for loan losses | 0 | 50,000 | 75,000 | 75,000 |
| Pretax income | 254,000 | 521,000 | 836,000 | 828,000 |
| Income tax | 10,000 | 110,000 | 171,000 | 166,000 |
| Net income | 244,000 | 411,000 | 665,000 | 662,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,948,000 | 8,116,000 | 8,369,000 | 8,367,000 |
| Total capital | 8,186,000 | 8,362,000 | 8,653,000 | 8,641,000 |
| Risk-weighted assets | 39,439,000 | 41,245,000 | 45,114,000 | 45,836,000 |