Call reports 2026
MERCER SAVINGS BANK — 2026
What MERCER SAVINGS BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 174,186,000 | 176,211,000 |
| Total loans | 149,291,000 | 151,867,000 |
| Allowance for loan losses | 866,000 | 907,000 |
| Securities available for sale | 9,726,000 | 9,565,000 |
| Securities held to maturity | 60,000 | 57,000 |
| Trading assets | 0 | 0 |
| Total deposits | 148,741,000 | 146,446,000 |
| Interest-bearing deposits | 132,379,000 | 127,876,000 |
| Noninterest-bearing deposits | 16,362,000 | 18,570,000 |
| Equity capital | 22,626,000 | 22,948,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 2,411,000 | 4,812,000 |
| Interest expense | 567,000 | 1,135,000 |
| Net interest income | 1,844,000 | 3,677,000 |
| Noninterest income | 102,000 | 207,000 |
| Noninterest expense | 1,521,000 | 3,046,000 |
| Provision for loan losses | 15,000 | 15,000 |
| Pretax income | 410,000 | 823,000 |
| Income tax | 63,000 | 131,000 |
| Net income | 347,000 | 692,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 22,797,000 | 23,163,000 |
| Total capital | 23,668,000 | 24,075,000 |
| Risk-weighted assets | 121,488,000 | 120,971,000 |