Call report 2023Q4
MERCER SAVINGS BANK — 2023Q4
The 22 measures MERCER SAVINGS BANK reported to the FFIEC for 2023Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 166,725,000 | USD | evidence → |
| Total loans | 140,185,000 | USD | evidence → |
| Allowance for loan losses | 967,000 | USD | evidence → |
| Securities available for sale | 11,649,000 | USD | evidence → |
| Securities held to maturity | 134,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 134,487,000 | USD | evidence → |
| Interest-bearing deposits | 116,354,000 | USD | evidence → |
| Noninterest-bearing deposits | 18,133,000 | USD | evidence → |
| Equity capital | 19,971,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 6,714,000 | USD | evidence → |
| Interest expense | 1,070,000 | USD | evidence → |
| Net interest income | 5,644,000 | USD | evidence → |
| Noninterest income | 427,000 | USD | evidence → |
| Noninterest expense | 4,702,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 1,370,000 | USD | evidence → |
| Income tax | 274,000 | USD | evidence → |
| Net income | 1,096,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 20,263,000 | USD | evidence → |
| Total capital | 21,230,000 | USD | evidence → |
| Risk-weighted assets | 117,495,000 | USD | evidence → |