Call reports 2025
HEARTLAND BANK AND TRUST COMPANY — 2025
What HEARTLAND BANK AND TRUST COMPANY reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 5,089,169,000 | 5,015,701,000 | 5,032,013,000 | 5,067,928,000 |
| Total loans | 3,464,499,000 | 3,350,527,000 | 3,401,461,000 | 3,457,472,000 |
| Allowance for loan losses | 42,111,000 | 41,659,000 | 41,900,000 | 41,690,000 |
| Securities available for sale | 706,135,000 | 773,206,000 | 793,730,000 | 813,101,000 |
| Securities held to maturity | 490,398,000 | 481,942,000 | 466,565,000 | 458,746,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 4,398,517,000 | 4,341,864,000 | 4,357,907,000 | 4,371,113,000 |
| Interest-bearing deposits | 3,318,716,000 | 3,272,144,000 | 3,313,006,000 | 3,310,220,000 |
| Noninterest-bearing deposits | 1,079,801,000 | 1,069,720,000 | 1,044,901,000 | 1,060,893,000 |
| Equity capital | 640,298,000 | 636,776,000 | 639,267,000 | 654,269,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 63,080,000 | 126,966,000 | 191,238,000 | 255,561,000 |
| Interest expense | 13,070,000 | 25,935,000 | 38,961,000 | 51,914,000 |
| Net interest income | 50,010,000 | 101,031,000 | 152,277,000 | 203,647,000 |
| Noninterest income | 9,299,000 | 18,415,000 | 28,380,000 | 38,383,000 |
| Noninterest expense | 30,945,000 | 61,722,000 | 92,681,000 | 124,054,000 |
| Provision for loan losses | 496,000 | 1,091,000 | 1,466,000 | 2,104,000 |
| Pretax income | 27,827,000 | 56,669,000 | 86,302,000 | 114,699,000 |
| Income tax | 7,287,000 | 15,095,000 | 22,857,000 | 30,353,000 |
| Net income | 20,540,000 | 41,574,000 | 63,445,000 | 84,346,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 607,930,000 | 599,473,000 | 596,853,000 | 608,137,000 |
| Total capital | 650,411,000 | 641,485,000 | 639,469,000 | 651,379,000 |
| Risk-weighted assets | 3,951,833,000 | 3,809,692,000 | 3,876,838,000 | 3,944,001,000 |