Call reports 2023
HEARTLAND BANK AND TRUST COMPANY — 2023
What HEARTLAND BANK AND TRUST COMPANY reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 5,007,683,000 | 4,969,533,000 | 4,988,192,000 | 5,069,451,000 |
| Total loans | 3,200,670,000 | 3,253,484,000 | 3,346,349,000 | 3,406,735,000 |
| Allowance for loan losses | 38,776,000 | 37,814,000 | 38,863,000 | 40,048,000 |
| Securities available for sale | 854,622,000 | 822,788,000 | 753,163,000 | 759,461,000 |
| Securities held to maturity | 536,429,000 | 533,231,000 | 527,144,000 | 521,439,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 4,311,733,000 | 4,170,711,000 | 4,211,065,000 | 4,418,651,000 |
| Interest-bearing deposits | 3,091,633,000 | 3,038,700,000 | 3,111,191,000 | 3,329,030,000 |
| Noninterest-bearing deposits | 1,220,100,000 | 1,132,011,000 | 1,099,874,000 | 1,089,621,000 |
| Equity capital | 535,719,000 | 532,407,000 | 534,078,000 | 563,513,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 51,755,000 | 108,498,000 | 167,506,000 | 228,849,000 |
| Interest expense | 3,709,000 | 10,255,000 | 19,609,000 | 32,518,000 |
| Net interest income | 48,046,000 | 98,243,000 | 147,897,000 | 196,331,000 |
| Noninterest income | 8,466,000 | 18,373,000 | 28,159,000 | 37,141,000 |
| Noninterest expense | 33,732,000 | 66,531,000 | 95,984,000 | 125,447,000 |
| Provision for loan losses | 5,101,000 | 4,021,000 | 5,004,000 | 6,665,000 |
| Pretax income | 15,604,000 | 43,098,000 | 71,711,000 | 98,637,000 |
| Income tax | 3,827,000 | 11,081,000 | 18,541,000 | 25,438,000 |
| Net income | 11,777,000 | 32,017,000 | 53,170,000 | 73,199,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 526,727,000 | 532,499,000 | 542,448,000 | 550,808,000 |
| Total capital | 560,249,000 | 566,196,000 | 577,525,000 | 586,604,000 |
| Risk-weighted assets | 3,734,113,000 | 3,819,263,000 | 3,906,712,000 | 3,931,194,000 |