Call reports 2022
HEARTLAND BANK AND TRUST COMPANY — 2022
What HEARTLAND BANK AND TRUST COMPANY reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 4,346,489,000 | 4,221,607,000 | 4,210,636,000 | 4,281,261,000 |
| Total loans | 2,489,562,000 | 2,457,138,000 | 2,582,225,000 | 2,620,868,000 |
| Allowance for loan losses | 24,508,000 | 24,734,000 | 25,060,000 | 25,333,000 |
| Securities available for sale | 933,922,000 | 924,706,000 | 853,740,000 | 843,524,000 |
| Securities held to maturity | 438,054,000 | 548,236,000 | 546,694,000 | 541,600,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 3,840,219,000 | 3,725,949,000 | 3,666,155,000 | 3,611,302,000 |
| Interest-bearing deposits | 2,746,838,000 | 2,673,196,000 | 2,625,733,000 | 2,592,070,000 |
| Noninterest-bearing deposits | 1,093,381,000 | 1,052,753,000 | 1,040,422,000 | 1,019,232,000 |
| Equity capital | 432,595,000 | 425,152,000 | 411,661,000 | 422,217,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 33,326,000 | 69,073,000 | 108,042,000 | 152,967,000 |
| Interest expense | 579,000 | 1,094,000 | 1,775,000 | 3,514,000 |
| Net interest income | 32,747,000 | 67,979,000 | 106,267,000 | 149,453,000 |
| Noninterest income | 10,230,000 | 18,897,000 | 27,237,000 | 35,093,000 |
| Noninterest expense | 22,619,000 | 45,456,000 | 68,005,000 | 99,815,000 |
| Provision for loan losses | -584,000 | -439,000 | -53,000 | -706,000 |
| Pretax income | 20,806,000 | 41,628,000 | 65,207,000 | 85,097,000 |
| Income tax | 5,486,000 | 10,876,000 | 17,027,000 | 22,053,000 |
| Net income | 15,320,000 | 30,752,000 | 48,180,000 | 63,044,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 437,746,000 | 447,378,000 | 459,005,000 | 463,983,000 |
| Total capital | 462,254,000 | 472,112,000 | 484,065,000 | 489,316,000 |
| Risk-weighted assets | 2,897,364,000 | 2,962,942,000 | 3,102,705,000 | 3,170,542,000 |