Call reports 2021
HEARTLAND BANK AND TRUST COMPANY — 2021
What HEARTLAND BANK AND TRUST COMPANY reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 3,863,051,000 | 3,951,238,000 | 3,935,438,000 | 4,311,088,000 |
| Total loans | 2,283,587,000 | 2,158,070,000 | 2,156,394,000 | 2,504,631,000 |
| Allowance for loan losses | 28,759,000 | 26,507,000 | 24,861,000 | 23,936,000 |
| Securities available for sale | 856,835,000 | 836,267,000 | 896,218,000 | 942,168,000 |
| Securities held to maturity | 192,994,000 | 309,132,000 | 318,730,000 | 336,185,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 3,391,372,000 | 3,457,347,000 | 3,433,414,000 | 3,763,157,000 |
| Interest-bearing deposits | 2,386,975,000 | 2,413,153,000 | 2,415,833,000 | 2,650,526,000 |
| Noninterest-bearing deposits | 1,004,397,000 | 1,044,194,000 | 1,017,581,000 | 1,112,631,000 |
| Equity capital | 397,906,000 | 419,062,000 | 430,234,000 | 461,339,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 30,597,000 | 61,664,000 | 93,709,000 | 128,031,000 |
| Interest expense | 652,000 | 1,273,000 | 1,846,000 | 2,515,000 |
| Net interest income | 29,945,000 | 60,391,000 | 91,863,000 | 125,516,000 |
| Noninterest income | 10,769,000 | 19,536,000 | 27,826,000 | 37,147,000 |
| Noninterest expense | 21,923,000 | 43,416,000 | 64,295,000 | 87,505,000 |
| Provision for loan losses | -3,405,000 | -5,567,000 | -7,234,000 | -8,077,000 |
| Pretax income | 22,143,000 | 42,033,000 | 62,570,000 | 83,154,000 |
| Income tax | 5,937,000 | 11,106,000 | 16,552,000 | 21,927,000 |
| Net income | 16,206,000 | 30,927,000 | 46,018,000 | 61,227,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 368,339,000 | 383,264,000 | 398,558,000 | 428,226,000 |
| Total capital | 397,098,000 | 409,771,000 | 423,419,000 | 452,162,000 |
| Risk-weighted assets | 2,498,088,000 | 2,379,103,000 | 2,465,657,000 | 2,836,876,000 |