Call reports 2020
HEARTLAND BANK AND TRUST COMPANY — 2020
What HEARTLAND BANK AND TRUST COMPANY reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 2,899,395,000 | 3,150,158,000 | 3,184,069,000 | 3,663,774,000 |
| Total loans | 1,972,866,000 | 2,131,836,000 | 2,141,812,000 | 2,261,719,000 |
| Allowance for loan losses | 23,479,000 | 27,174,000 | 28,720,000 | 31,838,000 |
| Securities available for sale | 508,727,000 | 592,414,000 | 691,317,000 | 922,869,000 |
| Securities held to maturity | 62,238,000 | 56,976,000 | 59,323,000 | 68,395,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,458,126,000 | 2,712,773,000 | 2,753,846,000 | 3,173,053,000 |
| Interest-bearing deposits | 1,865,775,000 | 1,949,637,000 | 1,955,236,000 | 2,247,595,000 |
| Noninterest-bearing deposits | 592,351,000 | 763,136,000 | 798,610,000 | 925,458,000 |
| Equity capital | 337,209,000 | 342,554,000 | 347,970,000 | 398,174,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 29,740,000 | 57,239,000 | 84,763,000 | 123,886,000 |
| Interest expense | 1,376,000 | 2,259,000 | 2,996,000 | 4,271,000 |
| Net interest income | 28,364,000 | 54,980,000 | 81,767,000 | 119,615,000 |
| Noninterest income | 5,302,000 | 12,358,000 | 21,262,000 | 34,357,000 |
| Noninterest expense | 20,669,000 | 41,126,000 | 60,891,000 | 89,437,000 |
| Provision for loan losses | 3,881,000 | 7,515,000 | 9,227,000 | 10,532,000 |
| Pretax income | 9,163,000 | 18,769,000 | 32,983,000 | 54,067,000 |
| Income tax | 2,344,000 | 4,794,000 | 8,537,000 | 14,005,000 |
| Net income | 6,819,000 | 13,975,000 | 24,446,000 | 40,062,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 298,547,000 | 299,935,000 | 304,639,000 | 351,904,000 |
| Total capital | 322,026,000 | 327,109,000 | 333,344,000 | 382,511,000 |
| Risk-weighted assets | 2,214,952,000 | 2,252,800,000 | 2,296,377,000 | 2,447,332,000 |