Call reports 2019
HEARTLAND BANK AND TRUST COMPANY — 2019
What HEARTLAND BANK AND TRUST COMPANY reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 2,900,887,000 | 2,858,427,000 | 2,818,116,000 | 2,909,697,000 |
| Total loans | 2,047,879,000 | 2,069,557,000 | 2,032,902,000 | 2,006,969,000 |
| Allowance for loan losses | 19,378,000 | 21,071,000 | 20,544,000 | 20,131,000 |
| Securities available for sale | 542,475,000 | 519,249,000 | 491,771,000 | 478,979,000 |
| Securities held to maturity | 94,176,000 | 87,107,000 | 79,584,000 | 68,812,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,505,694,000 | 2,452,728,000 | 2,401,146,000 | 2,484,142,000 |
| Interest-bearing deposits | 1,927,393,000 | 1,872,860,000 | 1,827,201,000 | 1,876,363,000 |
| Noninterest-bearing deposits | 578,301,000 | 579,868,000 | 573,945,000 | 607,779,000 |
| Equity capital | 327,328,000 | 335,634,000 | 345,391,000 | 329,709,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 33,714,000 | 66,451,000 | 98,868,000 | 130,304,000 |
| Interest expense | 1,562,000 | 3,279,000 | 4,929,000 | 6,481,000 |
| Net interest income | 32,152,000 | 63,172,000 | 93,939,000 | 123,823,000 |
| Noninterest income | 6,168,000 | 12,215,000 | 19,130,000 | 28,268,000 |
| Noninterest expense | 19,163,000 | 40,963,000 | 60,848,000 | 80,319,000 |
| Provision for loan losses | 619,000 | 3,000,000 | 2,812,000 | 2,984,000 |
| Pretax income | 18,574,000 | 31,508,000 | 49,509,000 | 68,874,000 |
| Income tax | 243,000 | 529,000 | 808,000 | 4,747,000 |
| Net income | 18,331,000 | 30,979,000 | 48,701,000 | 64,127,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 296,704,000 | 299,960,000 | 309,145,000 | 295,385,000 |
| Total capital | 316,082,000 | 321,031,000 | 329,689,000 | 315,516,000 |
| Risk-weighted assets | 2,320,184,000 | 2,319,245,000 | 2,305,715,000 | 2,250,883,000 |